PERSONAL
UTULIVU PERSONAL ACCIDENT COVER
Benefits

This Policy covers bodily injury caused by violent, accidental external and visible means subject to the limits specified in the Policy. The cover is recommended for individuals and groups and can be issued on fixed benefits or based on salary. This is a 24 hour worldwide cover.

Dial *446# from your mobile phone to buy Utulivu personal accident cover.

The benefits under the policy are compensation for:

 

  • Accidental Death
  • Permanent Total Disablement (PTD).
  • Temporary loss of incomes due to disablement (TTD).
  • Medical expenses arising from an accident

 

Extensions
The following extensions can be considered as add-ons:

 

  • Last expense
  • Repatriation expenses

                                                               

PLAN OF BENEFITS PER CHILD

BENEFIT 

PLAN 1 PLAN 2 PLAN 3 PLAN 4 PLAN 5

Accidental Death

50,000 75,000 100,000 150,000 200,000

Permanent Disabilities 

50,000 100,000 200,000 300,000 400,000

Accidental Dental 

10,000 10,000 10,000 10,000 10,000

Accidental Medical Expenses

40,000 60,000 70,000 100,000 150,000

Artificial Appliances

25,000 30,000 35,000 40,000 50,000

Last Expense

20,000 20,000 20,000 20,000 20,000

Annual Premium Per Child

367 500 623 879 1180


 

    PLAN OF BENEFITS

    A

    B

    C

    D

    E

    F

    Accidental Death
    7,500,000
    5,000,000
    3,500,000
    1,000,000
    750,000
    500,000
    Accidental PTD
    7,500,000
    5,000,000
    3,500,000
    1,000,000
    750,000
    500,000
    Accidental TTD
    20,000
    15,000
    12,500
    10,000
    5,000
    2,500
    Accidental Medical Expenses
    250,000
    200,000
    150,000
    100,000
    25,000
    25,000
    Last Expense
    100,000
    80,000
    60,000
    50,000
    10,000
    10,000
    Annual Premium
    17,880
    12,660
    9,320
    4,560
    2,750
    1,600
    A
    Accidental Death
    7,500,000
    Accidental PTD
    7,500,000
    Accidental TTD
    20,000
    Accidental Medical Expenses
    250,000
    Last Expense
    100,000
    Annual Premium
    17,880
    B
    Accidental Death
    5,000,000
    Accidental PTD
    5,000,000
    Accidental TTD
    15,000
    Accidental Medical Expenses
    200,000
    Last Expense
    80,000
    Annual Premium
    12,660
    C
    Accidental Death
    3,500,000
    Accidental PTD
    3,500,000
    Accidental TTD
    12,500
    Accidental Medical Expenses
    150,000
    Last Expense
    60,000
    Annual Premium
    9,320
    UTULIVU SCOPE OF COVER

    Utulivu Personal Accident cover will pay the Insured Person or Insured’s legal personal representatives or trustees (hereinafter called Insured’s trustees) the appropriate benefit as per the option chosen, in the event that during the period that the Policy is in force, the Insured Person suffers sudden, unforeseen, accidental, forceful, visible and violent bodily injury, which shall independently of any other cause, result in the death, disablement or incurring of medical expenses for which the benefit is claimed as per the option chosen.


    Once payment is made to the Insured Person or to the trustee or beneficiary, the policy lapses automatically.


    Utulivu is a Personal Accident Cover. If the insured dies following an illness or disease, the benefits are not payable.
     

    Utulivu Terms & Conditions

    FOR MORE INFORMATION